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	<title>The Home Equity Loan Zone</title>
	<link>http://homeequityloanszone.com</link>
	<description>To make your home zone as happy and profitable as possible, you should know all the secrets of home equity loans.</description>
	<pubDate>Wed, 25 Jul 2007 10:57:12 +0000</pubDate>
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		<title>Home Equity Loans and Rates: Mortgage Rates Guide</title>
		<link>http://homeequityloanszone.com/mortgage_rates_guide.html</link>
		<comments>http://homeequityloanszone.com/mortgage_rates_guide.html#comments</comments>
		<pubDate>Wed, 25 Jul 2007 10:57:12 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
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		<description><![CDATA[Tip! Should you chose to finance in the USA make sure you obtain a “Good Faith Estimate”.  This is a standardized document used to detail all the costs of obtaining your mortgage.
The low interest rates, the easy repayment options with large time periods and its easy availability are some of the major factors behind [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/mortgage_rates_guide.html/feed/</wfw:commentRSS>
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		<title>Home Equity Loans and Rates: Is A Reverse Mortgage Right For You?</title>
		<link>http://homeequityloanszone.com/is_a_reverse_mortgage_right_for_you.html</link>
		<comments>http://homeequityloanszone.com/is_a_reverse_mortgage_right_for_you.html#comments</comments>
		<pubDate>Tue, 24 Jul 2007 07:33:40 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
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		<description><![CDATA[Tip! Compare offers from several home equity lenders or mortgage brokers to determine which second mortgage is the best choice.
In the last few years reverse mortgages have been growing in popularity among the elderly. While there are numerous advantages associated with reverse mortgages there are also disadvantages as well. Before you take out a reverse [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/is_a_reverse_mortgage_right_for_you.html/feed/</wfw:commentRSS>
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		<title>Home Equity Loans and Rates: Avoiding Mortgage Mistakes That Can Cost You Money</title>
		<link>http://homeequityloanszone.com/avoiding_mortgage_mistakes_that_can_cost_you_money.html</link>
		<comments>http://homeequityloanszone.com/avoiding_mortgage_mistakes_that_can_cost_you_money.html#comments</comments>
		<pubDate>Mon, 23 Jul 2007 08:51:11 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
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		<description><![CDATA[Tip!  If you are required to purchase PMI, it is important to ask about the total cost of the insurance as well as the monthly payment and how long you will be required to carry PMI.  
If you are planning to get a mortgage, then you should make sure that you avoid a [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/avoiding_mortgage_mistakes_that_can_cost_you_money.html/feed/</wfw:commentRSS>
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		<title>Home Equity Loans and Rates: Affordable Mortgage Loans</title>
		<link>http://homeequityloanszone.com/affordable_mortgage_loans.html</link>
		<comments>http://homeequityloanszone.com/affordable_mortgage_loans.html#comments</comments>
		<pubDate>Sun, 22 Jul 2007 09:21:53 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
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		<description><![CDATA[Tip! The left over money from the mortgage loan refinance is used to pay off your other debts.
There are a lot of options these days when it comes to finding an affordable mortgage loan. Lenders literally compete for potential new homeowner business. Now lenders have another tool, the internet.
Lenders can now reach out to those [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/affordable_mortgage_loans.html/feed/</wfw:commentRSS>
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		<title>Home Equity Loans and Rates: Refinancing Mortgage Loans</title>
		<link>http://homeequityloanszone.com/refinancing_mortgage_loans.html</link>
		<comments>http://homeequityloanszone.com/refinancing_mortgage_loans.html#comments</comments>
		<pubDate>Sat, 21 Jul 2007 10:03:47 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
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		<description><![CDATA[Tip! The left over money from the mortgage loan refinance is used to pay off your other debts.
Refinancing your home can be a huge decision, especially if you have been invested in that home for a long time. Unfortunately there are times when it becomes necessary to refinance your home and it is during those [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/refinancing_mortgage_loans.html/feed/</wfw:commentRSS>
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		<title>Home Equity Loans and Rates: Repay Your Mortgage Loan Early</title>
		<link>http://homeequityloanszone.com/repay_your_mortgage_loan_early.html</link>
		<comments>http://homeequityloanszone.com/repay_your_mortgage_loan_early.html#comments</comments>
		<pubDate>Fri, 20 Jul 2007 09:08:47 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
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		<description><![CDATA[Tip! Shop for the lowest annual percentage rate (APR) and closing costs. The APR is the yearly cost of a mortgage, including interest, mortgage insurance (if LTV is less than 80%), and origination fee (points), expressed as a percentage.
If you want to repay your mortgage loan early, a recent study by the Royal Bank Of [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/repay_your_mortgage_loan_early.html/feed/</wfw:commentRSS>
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		<title>Home Equity Loans and Rates: Mortgage Closing Costs: Avoid Overpaying at Closing</title>
		<link>http://homeequityloanszone.com/mortgage_closing_costs_avoid_overpaying_at_closing.html</link>
		<comments>http://homeequityloanszone.com/mortgage_closing_costs_avoid_overpaying_at_closing.html#comments</comments>
		<pubDate>Thu, 19 Jul 2007 10:25:16 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
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		<description><![CDATA[Tip! Whenever possible try to secure a self-certified mortgage. Unlike the UK this type of mortgage does not necessarily carry a higher interest rate than a fully documented mortgage and could save you a lot of time and frustration assembling documents.
Many homeowners overlook closing costs when shopping for a mortgage or home equity loans.  [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/mortgage_closing_costs_avoid_overpaying_at_closing.html/feed/</wfw:commentRSS>
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		<title>Home Equity Loans and Rates: Mortgage Rates Down after 5-week Rise</title>
		<link>http://homeequityloanszone.com/mortgage_rates_down_after_5week_rise.html</link>
		<comments>http://homeequityloanszone.com/mortgage_rates_down_after_5week_rise.html#comments</comments>
		<pubDate>Wed, 18 Jul 2007 07:46:57 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
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		<description><![CDATA[Tip! Compare offers from several home equity lenders or mortgage brokers to determine which second mortgage is the best choice.
Mortgage rates were down slightly this week for the first time in five weeks.
Freddie Mac reports that the average rate on a 30-year, fixed-rate mortgage fell to a national average of 6.74% this week, down from [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/mortgage_rates_down_after_5week_rise.html/feed/</wfw:commentRSS>
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		<item>
		<title>Home Equity Loans and Rates: Adjustable Rate Mortgage</title>
		<link>http://homeequityloanszone.com/adjustable_rate_mortgage.html</link>
		<comments>http://homeequityloanszone.com/adjustable_rate_mortgage.html#comments</comments>
		<pubDate>Tue, 17 Jul 2007 09:49:12 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
		<guid isPermaLink="false">459da635186b6</guid>
		<description><![CDATA[Tip! If you are renting and are applying for a mortgage to purchase your home, you will need the names and address of your landlords for the past two years.
The adjustable rate mortgage is a type of loan which will be secured on a home which has an interest rate and monthly payment that will [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/adjustable_rate_mortgage.html/feed/</wfw:commentRSS>
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		<item>
		<title>Home Equity Loans and Rates: Predatory Mortgage Lenders:  What You Need to Know</title>
		<link>http://homeequityloanszone.com/predatory_mortgage_lenders_what_you_need_to_know.html</link>
		<comments>http://homeequityloanszone.com/predatory_mortgage_lenders_what_you_need_to_know.html#comments</comments>
		<pubDate>Mon, 16 Jul 2007 10:26:03 +0000</pubDate>
		<dc:creator>Jack Tanner</dc:creator>
		
	<dc:subject>Home Equity Loans and Rates</dc:subject>
		<guid isPermaLink="false">459da63513898</guid>
		<description><![CDATA[Tip!  Closing costs include things such as real estate transactions, attorney fees, appraisals, credit reports, prepaid interest, homeowner’s insurance, title insurance and reserves that the lender collects for future taxes and insurance. 
Predatory mortgage lending describes any lending practice that takes advantage of the homeowner. These practices can cause you to overpay for finance [...]]]></description>
		<wfw:commentRSS>http://homeequityloanszone.com/predatory_mortgage_lenders_what_you_need_to_know.html/feed/</wfw:commentRSS>
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